The smart action to take in todays houseing market has never changed...That is always buy up in a down market, the logic is simple you buy up because the higher price home in the same market falls by a larger % in dollars than the lesser price home your wanting to sell ,example the market softens by 5% on a $200,000.00 dollar = $10,000.00 on the $100,000.00 home at the same 5% =$5,000.00 thus you win by $5,000.00. not to mention the very attractive intrest rates "as low as 5.675 on a 30 year fixed loan" yea thats right so you even win in the rate game too. The one thing for sure is you cant time the market so you need to act when values are there,supply is ample, and rates are favorable thats where and how you act in Buying up in a down market .